Share these talks and lectures with your colleagues
Invite colleaguesWe noted you are experiencing viewing problems
-
Check with your IT department that JWPlatform, JWPlayer and Amazon AWS & CloudFront are not being blocked by your network. The relevant domains are *.jwplatform.com, *.jwpsrv.com, *.jwpcdn.com, jwpltx.com, jwpsrv.a.ssl.fastly.net, *.amazonaws.com and *.cloudfront.net. The relevant ports are 80 and 443.
-
Check the following talk links to see which ones work correctly:
Auto Mode
HTTP Progressive Download Send us your results from the above test links at access@hstalks.com and we will contact you with further advice on troubleshooting your viewing problems. -
No luck yet? More tips for troubleshooting viewing issues
-
Contact HST Support access@hstalks.com
-
Please review our troubleshooting guide for tips and advice on resolving your viewing problems.
-
For additional help, please don't hesitate to contact HST support access@hstalks.com
We hope you have enjoyed this limited-length demo
This is a limited length demo talk; you may
login or
review methods of
obtaining more access.
Printable Handouts
Navigable Slide Index
- Introduction
- Agenda
- Unique aspects of pricing financial services
- Complexity of financial service prices
- Challenges in pricing financial service (1)
- Challenges in pricing financial service (2)
- The roles of price in financial services
- Pricing objectives for financial services
- Common pricing methods
- Pricing methods for financial services
- Cost-based pricing
- Example of cost-based pricing
- Limitations of cost-based pricing
- Cost considerations: total cost
- Cost considerations: average cost
- Example of cost considerations
- Consumer concerns with bank consolidations
- Parity pricing
- How to conduct parity pricing
- Example of parity pricing
- Limitations in parity pricing
- Value-based pricing
- Example of value-based pricing
- Sources of value: value creators/destroyers
- Regulation-based pricing
- Example of regulation-based pricing
- Regulatory bodies
- Category-specific pricing practices
- Pricing practices in specific financial services
- Pricing of credit products
- Considerations in the pricing of credit products
- Risks associated with the pricing of credit
- Tactical issues in pricing of consumer credit
- Pricing savings products
- Explicit vs. implicit pricing (1)
- Explicit vs. implicit pricing (2)
- Pricing brokerage services
- Pricing insurance products
- Example of pricing life insurance
- Final determination of term life insurance prices
- Considerations in pricing insurance products
- Estimating the demand for financial services
- The demand function
- The demand function for financial services
- Estimating the shape of the demand function
- Results: estimated shape of demand function (1)
- Results: estimated shape of demand function (2)
- Price optimization using the demand function
- Price elasticity of demand
- Common price elasticity levels and implications
- Example of computing the price elasticity
- Concluding remarks
- References
Topics Covered
- Unique aspects of pricing financial services
- Common pricing methods: cost based pricing, parity pricing, value based pricing, regulation based pricing
- Category specific pricing practices
- Common practices
- Pricing of credit products
- Pricing of savings products
- Pricing brokerage services
- Pricing insurance products
- Estimating the demand function
- Strategic considerations in pricing financial services
Talk Citation
Estelami, H. (2008, October 7). Pricing determinants and decisions in financial services [Video file]. In The Business & Management Collection, Henry Stewart Talks. Retrieved August 31, 2024, from https://doi.org/10.69645/KZWG8566.Export Citation (RIS)