Strategic liquidity management: Driving financial flexibility with modern payment solutions
Abstract
In an economy that is ripe with economic policy uncertainty, businesses need to manage liquidity efficiently to survive the troughs and shocks. Chief financial officers and treasurers equally recognise the risk that inefficient liquidity management can pose to the very survival of the company. This research explores the transformative potential of modern payment solutions in optimising liquidity and enhancing financial flexibility for non-financial companies. It investigates how the strategic adoption of real-time payments, blockchain technologies and other innovative payment mechanisms can revolutionise receivables and payables management, thereby improving cash-flow forecasting, reducing working capital needs and strengthening overall financial health. This article is also included in The Business & Management Collection which can be accessed at https://hstalks.com/business/.
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Author's Biography
Sunny Gutta is Director, Treasury at Reddit, where she oversees Reddit’s cash management, capital planning, capital markets and risk management functions. She is a CFA Charterholder and holds a master of business administration from Kellogg School of Management. Her expertise is in corporate treasury, financial strategy and financial analysis. Sunny has over 15 years of experience working with companies across India, Canada and the USA.
