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Enabling financial inclusion in developing economies
This paper addresses the adverse effects of closedloop mobile payments on developing economies and investigates several market-led attempts to overcome the barriers of closed-loop mobile payments and enhance financial inclusion. The paper also describes the approaches taken by Tanzania, Pakistan and Jordan, and discusses their challenges and outcomes.
The full article is available to institutions that have subscribed to the journal
Nabeel Ghunaim is the Lead Technologist for the Interoperable Mobile Payment Switch and Mobile Payments Platform at ProgressSoft Corporation. He played a key role in driving the successful implementation of ProgressSoft’s Mobile Payments Suite at the central banks of Jordan, Oman and Qatar, and was responsible for the business analysis and design of Egypt’s largest mobile payments platform.