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Banks taking back control
Journal of Payments Strategy & Systems,
13
(1),
13-19
(2019)
Abstract
Banks are increasingly concerned that they are being driven by others — and they are right. Regulators, customer demands and new technology are increasingly driving the agenda. This paper examines why this is so and how banks can — and should — react in order to ‘take back control’. Warning: This paper is written in plain language with little regard for readers’ sensitivities.
Keywords: regulation; innovation management; European banking industry; open banking
The full article is available to subscribers to the journal.
Author's Biography
Michael Salmony is Executive Adviser at equensWorldline SE. He is an internationally recognised leader on business innovations, especially in the digital and financial services space. He is a board-level adviser to major international banks, industry associations and European decision-making bodies, as well as national and international boards. Previously, he was IBM’s Director of Market Development Media and Communications Technologies and studied at Cambridge University.
