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The central role of authentication in fighting fraud in mobile commerce
Journal of Payments Strategy & Systems,
9
(4),
274-279
(2016)
Abstract
Card fraud is a global problem. Moves to adopt EMV protocols in the US could see a sharp spike in card-no-present fraud if the experience of Europe is followed. The payments sector uses a wide variety of security and authentication methods to keep payments safe. Each one has pros and cons, yet it is only by getting a mix of security, with authentication at its heart, that payments can be properly secure, and the ideal platform for this is mobile.
Keywords: authentication; CNP fraud; security; payments; EMV; mobile
The full article is available to subscribers to the journal.
Author's Biography
David Froud is an experienced data security and regulatory compliance practitioner with proven ability to deliver collaborative data security and payment innovation solutions to high-end corporate clients. David has held senior positions in technology and payments businesses for over 15 years and is a renowned figure within the industry for his depth of knowledge. David left the PCI DSS industry to join the myPINpad team in November 2014. He is responsible for the security and regulatory compliance of the MPP technology globally, is highly certified in the payments and security sectors and is a frequent speaker at industry events.
