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The evolution of merchant payments and mobile payments to enable financial inclusion
Journal of Payments Strategy & Systems,
12
(4),
314-321
(2018)
Abstract
This paper describes the evolution of merchant payments systems and mobile payments to enable financial inclusion, as the payments landscape evolves into one where consumers can pay in myriad ways through any internet-connected device located anywhere. The paper also discusses how payment systems act as catalysts and enablers for financial inclusion, describing how the process of financial inclusion is influenced by both demand and supply-side factors. It closes with a summary of current trends in payments and a discussion of what banks and payments providers must do to stay relevant and be successful into the future.
Keywords: merchant payments; mobile payments; financial inclusion
The full article is available to subscribers to the journal.
Author's Biography
Bruno L. Yawe is an Associate Professor of Economics in the Department of Economic Theory and Analysis at Makerere University, where he is also Deputy Principal of the College of Business and Management Sciences. Previously, he was a postdoctoral research fellow at the Judge Business School, University of Cambridge, under the Cambridge–Africa Partnership for Research Excellence Programme.
