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Integration and modernisation of retail payments in Europe: Barriers and challenges
Journal of Payments Strategy & Systems,
10
(1),
64-71
(2016)
Abstract
This paper discusses the remaining barriers in the path to further integration and modernisation of retail payments in Europe. Furthermore it addresses the steps required for the removal of those barriers as well as the challenges to safeguard the security and data protection of retail payments.
Keywords: retail payments; data protection; security; Europe
The full article is available to subscribers to the journal.
Author's Biography
Rui Pimentel heads a team focused on the analysis of developments in retail payment systems. As a Management graduate, Rui joined Banco de Portugal in 1997, and over the years has worked on several projects, such as the Single Euro Payments Area (SEPA), among others. Rui takes part in several national and international working groups, namely in the context of the ECB/Eurosystem and also at the European Commission, covering SEPA implementation and payments innovation issues. Since 2011 he has also been the representative from Portugal in the European Forum on the Security of Retail Payments. As a result, Rui has been taking regular part in conferences and seminars, as well as in cooperation projects with other Central Banks.
