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FinTech and the evolving payment landscape
Journal of Payments Strategy & Systems,
11
(3),
226-235
(2017)
Abstract
This paper analyses systematic innovation in financial technology (FinTech) — that is, innovation where the benefits of the innovation increase disproportionately with the use and diffusion of said innovation, and where most of the benefits are external to the particular innovator of the product or process and accrue to a wide range of users and uses. In particular, the study explores the pattern of innovation diffusion as a result of using multi-party integration needs/solutions. The study provides useful implications to support FinTech diffusion in the banking industry.
Keywords: innovation diffusion; FinTech; banking industry; systematic innovation
The full article is available to subscribers to the journal.
Author's Biography
Jarunee Wonglimpiyarat is a member of the College of Innovation, Thammasat University, Thailand. She holds a PhD in technology management from Manchester Business School and has postdoctoral fellowships at Boston University and Harvard University.
