Share these talks and lectures with your colleagues
Invite colleaguesPractice paper
Next generation payments: Alternative models or converging paths?
Journal of Payments Strategy & Systems,
11
(1),
34-41
(2017)
Abstract
The next generation of payments is upon us. This paper analyses the state of the industry through the framework of layers and concludes that although innovation is now permeating every layer, the drivers, the context and the outcomes are distinctly different — hence investment and adoption decisions must be unique to the specific layer. The paper also finds that the innovation at the lower levels has the potential for the most meaningful and lasting transformation of the industry.
Keywords: payments, networks, convergence, layers, innovation
The full article is available to subscribers to the journal.
Author's Biography
Gene Neyer is the Group Leader in Global Payment Product Management for D+H, responsible for industry engagement and long-term strategy. Prior to that, he was SVP of Product Management at Fundtech (acquired by D+H). Mr Neyer has also held leadership positions at EBS, FSTC, Deutsche Bank and Bankers Trust. He holds an executive master degree in technology management from Wharton/University of Pennsylvania and MS and BS degrees in mathematics from City College of New York.
