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Trends and initiatives about robo-advisers: Pioneering unexplored areas in Japan
Journal of Digital Banking,
2
(1),
58-73
(2017)
Abstract
This paper addresses trends in FinTech, with a focus on the burgeoning robo-adviser industry and the unique attributes of Japan’s market. This report examines pioneering robo-adviser efforts, technology, business areas ripe for development and the outlook for the FinTech boom. Japan differs from other markets in terms of the diversity of individual asset holdings, the retail investment environment and the level of financial literacy. Despite this vastly different business environment there is immense potential – a blue ocean – for robo-adviser services. This report introduces a spate of recent, innovative initiatives in Japan, identifying technology and business areas ripe for development and challenges that will require attention.
Keywords: robo-advisor services; wealth management; automated advice; sell-side business model; retail investor appetite; negative interest rate
The full article is available to subscribers to the journal.
Author's Biography
Eiichiro Yanagawa is a Senior Analyst in the Asian Financial Services group at Celent and is based in the firm’s Tokyo office. His research focuses on information technology (IT) strategy issues in the Japanese and Asian banking and financial industries. His recent research has included core banking systems, ATMs, anti-money laundering technology, electronic trading, IT spending trends and business process outsourcing. He earned his MBA at Hitotsubashi University Graduate School of Commerce and Management.
