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Payments systems trends in Japan: Blueprints for the next-generation Zengin system
Journal of Payments Strategy & Systems,
10
(3),
285-299
(2016)
Abstract
This paper examines initiatives to accelerate the development of Japan’s payment infrastructure through the lens of the Zengin System — the heart of this infrastructure. In addition, this paper distils how cutting-edge technology is being applied and imagines the evolution of the financial services landscape as we enter the rapidly evolving, brave new world of financial technology (FinTech).
Keywords: financial market infrastructure (FMI); Bank of Japan Financial Network System (BOJ-NET); Zengin Net; Zengin System; fintech; application programming interface (API)
The full article is available to subscribers to the journal.
Author's Biography
Eiichiro Yanagawa is a Senior Analyst in the Asian Financial Services group at Celent and is based in the firm’s Tokyo office. His research focuses on information technology (IT) strategy issues in the Japanese and Asian banking and financial industries. His recent research has included core banking systems, ATMs, anti-money laundering technology, electronic trading, IT spending trends and business process outsourcing. He earned his MBA at Hitotsubashi University Graduate School of Commerce and Management.
