Agentic AI and stablecoins: Hype or the future of finance?
Abstract
Rarely do two transformational technologies in the financial sector emerge at the same time. Both Agentic artificial intelligence (Agentic AI) and stablecoin carry enormous potential to disrupt so much of the financial services value chain and extend their impact well beyond the sector into the broader economy, yet they also raise significant questions related to scalability and risk. This paper analyses the benefits, risks and potential future business models that might evolve from these two nascent technologies. Finally, the paper explores the convergence of Agentic AI and stablecoins, imagining the profound possibilities and challenges that emerge when autonomous intelligence is paired with stable, programmable money. This article is also included in The Business & Management Collection which can be accessed at https://hstalks.com/ business/.
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Author's Biography
David Barton-Grimley is the Head of Product at 11:FS Group, a boutique FinTech consulting firm. He helps financial services firms develop strategies to bring new FinTech ventures and propositions to market globally, particularly in Europe and the Middle East. David has 18 years of experience in helping financial institutions of all types — start-ups, private equity funds and bank C-suites — to become more customer centric, digitally native and nimble. He is also a serial entrepreneur, having founded several ventures across consulting, e-commerce and fashion.
